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Suzanne Super Member
Joined: Jun 27, 2009 Posts: 3323 Location: Eugene, Oregon
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Posted: Tue Jan 13, 2015 8:01 pm Post subject: I got used |
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Somebody got my credit card number and did their Christmas shopping with it. I just got my statement in the mail today and it had $2400 on it, none of which is mine. They did some children's clothing and Disney shopping and then used the postal service to mail it all off. The lady at the credit card office said one of the transactions was a return, so I guess they needed some cash too. It was spread out over a month's time and they could have gotten a lot more than they did, I guess I'm lucky in that regard. Anyway the company said they would immediately stop my card, investigate the charges and then give me credit for the charges and a new card.
Pretty painless operation, I hope nothing else (other credit cards) happens in the mean time. My temper went from home-at-last to WTF real quick over that one. Computer and on-line shopping/banking what a convenience (when you're using someone else's money).
Ever happen to anyone?
Suz
_________________ May the moon keep you centered,
May the sun keep you dancing,
And the stars shed light on your dreams. |
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gelandangan Super Member
Joined: May 07, 2006 Posts: 6396 Location: Sydney Australia
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Posted: Tue Jan 13, 2015 8:18 pm Post subject: Re: I got used |
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Any new gun purchases?
_________________ A straight line is the shortest distance between two points.
A smile is the shortest distance between two people.
Do - Not try!
gelandangan.weebly.com/ |
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1895ss Super Member
Joined: Jul 21, 2005 Posts: 2612 Location: Not Here...!!
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Posted: Tue Jan 13, 2015 8:35 pm Post subject: Re: I got used |
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Happened to me in Dec.
_________________ A cruel truth is much more desirable than a really nice lie.
'Tis far better to walk alone than to follow a crowd or an a**hole going the wrong way. |
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Pumpkinslinger Super Member
Joined: Sep 22, 2007 Posts: 5001 Location: NC foothills
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Posted: Wed Jan 14, 2015 12:34 am Post subject: Re: I got used |
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Someone used my debit card after I used it in a certain local store to buy Christmas presents a few years ago. Since then I only use a credit card for purchases because that prevents a direct link to my checking account.
_________________ Mike
"I ain't no better than anybody else, and there ain't nobody better than me!" Ma Kettle |
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Elvis Super Member
Joined: Jul 27, 2008 Posts: 9239 Location: south island New Zealand
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Posted: Wed Jan 14, 2015 1:29 am Post subject: Re: I got used |
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happened to a family member here in NZ when buying scope from USA, young tellar decided to use card details for a couple of grand worth of stuff.....big hu ha over it.
_________________ You shot it You pluck it !
Them who eats the most duck eats the most feathers! |
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Vince Site Admin
Joined: May 25, 2005 Posts: 15704 Location: Brisbane AUSTRALIA
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RePete Super Member
Joined: Aug 15, 2005 Posts: 1034 Location: Gods Country
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Posted: Wed Jan 14, 2015 6:19 am Post subject: Re: I got used |
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I've only had my bank account hacked, twice. I could pay any of my credit card bills. The credit card companies were very understanding, thankfully.
It was the bank that brought it to my attention.
_________________ Proud member of the WTFDTSG Club.
Stercus Accidit = Sh*t Happens in Latin.
Nice try = You Suck spelled different.
My parents spanked me as a child. As a result, I now suffer from a psychological condition known as RESPECT FOR OTHERS. |
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inthedark Super Member
Joined: Jan 31, 2011 Posts: 913 Location: Ontario
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Posted: Wed Jan 14, 2015 2:49 pm Post subject: Re: I got used |
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Come on over here Suz and let me give you a HUG! Outa the way guys, this is a job for a professional.
_________________ Chimo
Ron
War is sweet to those who have no experience of it, but the experienced man trembles exceedingly at heart on its approach - Pindar 518-438 BC
Be Copy now of Men of Grosser Blood and TEACH THEM HOW TO WAR |
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PaulS Super Member
Joined: Feb 18, 2006 Posts: 4330 Location: South-Eastern Washington - the State
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Posted: Wed Jan 14, 2015 4:24 pm Post subject: Re: I got used |
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Look out Suz.. it sounds like you're gonna get used again!
I wish I could get used more... maybe not, I'm still not ready for more activity until my back gets a bit stronger.
_________________ Paul
__________________
Speer, Lyman, Hodgdon, Sierra, and Hornady = reliable loading data
So and So's pages on the internet = NOT reliable loading data
Always check data against manuals
NEVER exceed maximum listed loads |
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Suzanne Super Member
Joined: Jun 27, 2009 Posts: 3323 Location: Eugene, Oregon
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Posted: Wed Jan 14, 2015 8:54 pm Post subject: Re: I got used |
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I'll gladly take the hug! Thanks O dark one, I needed that......UUummmm...Quit slobbering please...
dunno if that was
professional or not
Suz
_________________ May the moon keep you centered,
May the sun keep you dancing,
And the stars shed light on your dreams. |
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Elvis Super Member
Joined: Jul 27, 2008 Posts: 9239 Location: south island New Zealand
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Posted: Wed Jan 14, 2015 10:52 pm Post subject: Re: I got used |
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_________________ You shot it You pluck it !
Them who eats the most duck eats the most feathers! |
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Suzanne Super Member
Joined: Jun 27, 2009 Posts: 3323 Location: Eugene, Oregon
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Posted: Wed Jan 14, 2015 11:09 pm Post subject: Re: I got used |
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They're investigating it, but they said they would credit my account and then give me a new number. If all checks out, I won't pay anything, they'll pursue the thief and somehow get their money back (I guess). The billing I got is due on Feb. 2nd and they said to call customer service on Feb. 1st and see if they have credited me or not. I think I'll put a limit on my credit cards in the future. I'll also look into getting more secure with my internet buying.
This just brings up a whole bunch of issues I need address so I don't get instantly wiped out. I'm really not all that reckless with my money but I need to pay more attention to my internet transactions and I know my last transaction with this credit card was over the cell phone (which is blasted all over the freekin world I suppose).
Suz
_________________ May the moon keep you centered,
May the sun keep you dancing,
And the stars shed light on your dreams. |
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gelandangan Super Member
Joined: May 07, 2006 Posts: 6396 Location: Sydney Australia
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Posted: Wed Jan 14, 2015 11:24 pm Post subject: Re: I got used |
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The current use of the Paypass contact less payment system made it easy for someone with some know how to copy your card without having to physically hold it or even see it.
This is currently a flaw in the banking system that banks does not have an answer for (yet).
Until they can find a way to prevent copying of cards, if the purchases shown on the records does not fall into your purchasing profile, the bank will quietly absorb the losses, at least thats what I read so far.
It is now imperative to check every line of your banking statement for such purchases.
They are generally of small amount so the paypass system would approve the purchase without the need of a PIN or signature.
In any case, it is us the consumer that finally bear the losses when the banks increases their fees and charges.
_________________ A straight line is the shortest distance between two points.
A smile is the shortest distance between two people.
Do - Not try!
gelandangan.weebly.com/ |
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Elvis Super Member
Joined: Jul 27, 2008 Posts: 9239 Location: south island New Zealand
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Posted: Thu Jan 15, 2015 2:27 am Post subject: Re: I got used |
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similar to the scam where cashier adds $20 cash out to your card then gives it to mate/friend who comes into shop later, they split cash after work.
the flash as you go cards have got to be easy as to pilfer...look at what they did to skim ATM machines and these things work just by being close!!!!
_________________ You shot it You pluck it !
Them who eats the most duck eats the most feathers! |
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Pumpkinslinger Super Member
Joined: Sep 22, 2007 Posts: 5001 Location: NC foothills
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Posted: Fri Jan 16, 2015 4:38 pm Post subject: Re: I got used |
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Well! My wife's credit card was declined yesterday! When we checked today someone had used it to make a $1 "purchase" somewhere, triggering the bank's fraud detection folks. The last place she'd used it was Amazon, buying through them from four different sellers (cheap gifts). New cards on the way...
_________________ Mike
"I ain't no better than anybody else, and there ain't nobody better than me!" Ma Kettle |
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